How do I make a claim?
Any insurance claims you make must be notified directly to the appropriate insurer or their nominated claims representatives.
We are very confident that your claim will be handled with the highest levels of professionalism. But, if you are unhappy with the way your claim is handled you should follow the complaints procedures set out in the policy documents you have been issued or the complaints process outlined in the column to the right.
How do I make a claim under my policy?
Gadget Insurance: Your gadget insurance is provided by Tinhat who are authorised and regulated by the Financial Conduct Authority FCA Registration 650727. You should click Make a Claim using the Tinhat online service. The link also contains more information about Tinhat’s claims process and service information.
Professionals Insurance: Your Professional Indemnity and Medical Malpractice insurance is provided by Taploy who are authorised and regulated by the Financial Conduct Authority FCA Registration 783637. You should Make a Claim using their online service or call 020 7971 1393. Read about Tapoly’s claims process here and other service information.
Business Insurance: You must contact the appropriate insurer or claims agent as soon as possible after you have been made aware that a claim might be made. You can also contact them even if you have not been threatened with a claim.
The insured (you) must not admit liability or offer or agree to settle any claim with anybody without the insurers’ written permission.
To make the process as smooth as possible have available your:
- policy number;
- photographs or any evidence of what happened;
- the names of any employees involved;
- statements from anyone involved or anyone who witnessed the incident/cause of claim;
- your contact details
What if I am unhappy with the way my claim is being handled?
If you are unhappy about the way the claim is being handled you may have grounds for a complaint.
There is a clear description of the Claims & Complaints Procedure in your policy documents which explains the process and your rights.