Medical Malpractice Insurance
Medical Malpractice Insurance
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Looking for Medical Malpractice Insurance?
Medical malpractice insurance is needed by nurses, medical technicians, complementary therapists, and all others in the allied healthcare professions, where there could be a risk of injury, illness, or death as a result of the services provided. This insurance is provided by our Award Winning partner Tapoly* and operates on a claims made basis. Any claims made while the policy is active will be fully covered, as long as they are reported in a timely manner.
This medical malpractice insurance has an adjustable limit, so you can choose the amount of cover that you need. It also includes professional indemnity and public liability to give you maximum protection for claims made against you.
Who is Medical Malpractice Insurance For?
- Professionals in health and care.
- If you could do harm to a patient in providing your services.
- If you provide treatments or therapies for customers.
This insurance covers you for damages or claims expenses that you may be liable for because of physical injury, death, mental injury and illness, mental anguish, disease, disability, sickness and shock of any patient.
What cover is provided?
The policy includes:
- Professional Indemnity cover in relation to any financial loss caused to third parties by your negligent act, error or omission during the provision of professional services.
- Public/General and Product Liability cover in relation to any bodily injury and/or property damage caused by an accident in connection with your business.
- Loss of documents (destruction, damage or loss) owned or are entrusted to you.
- Breach of professional confidentiality during your business.
- Libel and slander committed without malice in the conduct of your business.
- Inquest costs in respect of unexpected deaths which may give rise to a claim.
- Good Samaritan acts where you render assistance to a passerby not under your direct care.
What is not covered by Medical Malpractice Insurance?
The purpose of the insurance is to provide cover for mistakes made, it is not a general business insurance policy. For example, it doesn’t cover loss or damage to equipment – this would be covered by Contents insurance.
Period limitations of cover.
A “claims made” policy will pay those claims that occur while the policy is active and in force. Any claims made while the policy is active will be fully covered, as long as they are reported in a timely manner. Tapoly’s Medical Malpractice policy operates on a claims made basis.
Exclusions
If you would like more information on what is and what is not included, you should visit the Tapoly website below.
Read More About This Cover and Exclusions
*Services Family Insurance is an Appointed Representative of Tapoly Ltd.