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Home and Contents Info

Home & Contents Insurance for MoD Personnel in SLA or SFA.

Exclusively for members of the UK Armed Forces and their families in MoD accommodation.

Designed by ex-Service personnel for you and addressing the needs of today’s Military lifestyle.

License-to-Occupy on its own or combined with comprehensive contents cover!

 

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MoD Kit Gadgets Sports Kit Home Contents Licence to Occupy Valuables

 

Whatever MoD accommodation – SLA/SSLA/SFA/SSFA.

Wherever you are posted – throughout the UK and Europe.

Covers your home and detached living in SLA while you work away from your home or for your dependants at Uni etc!

 

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A policy that moves when and where you do and covers you as you move!

 

Cover for as long as you live in MoD accommodation and pay your premium!

Just an annual check of your insured values and postcode to keep the best prices.

Covers your personal kit, gadgets and valuables out-and-about and even on deployments!*

* Authorised deployed personal effects only, terms and conditions apply.

 

We expect to launch our quick online insurance website this summer.

Email me when I can get this cover!

Read more below about our policy in design for you!

What is this type of insurance?

This exclusive Services Personnel policy will cover MoD accommodation, personal possessions, personal issued military equipment and kit. The policy will also cover private personal liability to the general public. The policy is specially designed to be continuous in that, during your Military Service, it will not be normally cancelled. It will therefore remain in force without the need to reapply as you are moved or deployed from one location or type of accommodation to another.

  What is covered?

Your liability for your MoD accommodation, contents and kit.

You and your families possessions at home.

Your possessions during March in/out and in transit to your new home or into storage.

The family’s personal possessions and valuables including gadgets, cycles and tech when out.

Authorised personal possessions taken on deployment.

Your money, freezer contents or chilled food at home.

If a member of your family runs a business from home, then office equipment is covered.

You and your family’s personal liability for injury or damage.

Optional additional pedal cycle and sports cover available for expensive items.

  What is not covered? – key points.

Deliberate or malicious damage by you or your family.

Damage resulting from gradual causes, wear and tear or electrical or mechanical breakdowns.

Damage by pets.

  Are there restrictions on cover?

There is a policy excess and monetary limits put on cover.

You or your spouse must be a serving member of the Armed Forces when the damage or loss occurred.

Cycles and other items away from home must have been secured if unattended at the time of the theft.

  What are my obligations?

Be truthful and give accurate answers to any questions we ask and about what you have and their value on application and on annual reviews.

Take every reasonable step to avoid loss, damage or accident to insured buildings or items.

If something happens, contact as soon as possible the appropriate the Military police, civilian police your officer commanding or the DIO/JFC.

If possible, inform us once you are in the last 12 months of service. At a minimum, tell us 1 month before your end of service.

  Where would I be covered?

 

  When does the cover start and end?

 

  When and how would I pay?

 

In MoD owned or centrally rented accommodation in UK and Europe.

 

 

Cover will start on the date selected and the cover is designed to end when service ceases.

You will be able to cancel the policy at any time.

 

Initially, payment will be a single payment for the year but we are working hard to provide a monthly payment option.

This tailored offering for serving personnel will be available soon!

Unfortunately, COVID-19, has delayed our final preparations to launch this Home & Contents policy.

We’d like to let you know when our quick and easy online platform is ready.

 

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