Product Liability Exclusions
- Manufacture of latex prophylactic barriers used against disease/infection
- Aircraft, satellites, spacecraft, rocket, missile or other aerial devices except radio controlled models
- Any product used in aircraft (other than food, drink, hospitality, disposable, duty free, free issue personal comfort items)
- Pesticides, fungicides, dyes and pigments, other than wholesale and retail sales
- animal feeds other than pet foods
- cosmetics
- celluloid and pyroxylin
- tobacco other than wholesale and retail sales
- Manufacturer of safety critical marine or motor parts
- Pharmaceutical risks other than:
a) retail of pharmaceutical products
b) wholesale general sales list medicines (i.e. over the counter medicines) for products sourced - Sun-bed manufacturers
Other ‘Stuff’ we can’t cover
- Professional Indemnity
- Electronic Risk
- Nuclear risks as specified under the Nuclear Act 1965 and radioactive contamination other than radioactive isotopes
- Property insured under a marine policy
- Employment practices cover
- Environmental Impairment Liability (EIL)
- Environmental Liability Directive (ELD)
- Pollution other than Sudden and Accidental
- Product Defects/Recall
- Property in the Insured Care Custody and Control
- Tour Operators third party liability including ABTA cover
- War and allied risks
- Warehouse Keepers Liability